What happens when a tender applicant believes a public procurement process was unfair, biased, or conducted in breach of the law? Can an awarded tender be challenged, suspended, or even overturned? In our experience as a law firm, disputes arising from public procurement proceedings are more common than many realise, with unsuccessful bidders often questioning…
From shareholder loans and spousal consent in mortgages, to data protection, crowdfunding regulations, beneficial ownership disclosures, and banking liability — Tanzania’s legal and regulatory landscape is evolving faster than many businesses realize. The implications are significant for companies, investors, financial institutions, and individuals alike. Understanding these developments is no longer optional; it is essential for…
Could your company qualify for a reduction in late filing penalties in Tanzania? In a recent move aimed at improving compliance and updating records within the Online Registration System, the Government of Tanzania announced a 50% amnesty on late submission fees for certain company documents. The waiver offers eligible companies a valuable opportunity to regularize…
Can your social security benefits now help you secure a home mortgage in Tanzania? The newly introduced Social Security (Use of Members’ Benefit Entitlements as Collateral for Home Mortgage) Regulations, 2024 have created a new opportunity for members of social security schemes to use part of their retirement benefits as collateral for housing loans. The…
Can a matrimonial home be legally mortgaged without the consent of a spouse? A recent Court of Appeal decision in Tanzania has reinforced the critical importance of spousal consent in mortgage transactions involving matrimonial property. The case highlights not only the legal consequences of failing to obtain proper consent, but also the protection afforded to…
Can a bank legally reverse money from a customer’s account without the customer’s consent? While banking law generally protects customers from unauthorized debits once funds have been credited into their accounts, recent court decisions in Tanzania have shown that exceptional circumstances may justify such actions. A notable case involving suspicious international transfers, anti-money laundering concerns,…
Can a company legally use someone’s image for advertising without permission? In today’s digital and social media era, image rights have become increasingly valuable and vulnerable to misuse. A recent High Court decision in Tanzania involving the unauthorized use of a footballer’s image by a betting company highlights the growing legal risks businesses face when…
Can a shareholder legally lend money to their own company and charge interest like a bank? While shareholder loans are a common method of financing businesses in Tanzania, they come with important legal and tax implications that many investors and companies overlook. A recent court decision highlighted that charging excessive interest on shareholder loans may…
How long should companies keep their corporate records, and what are the risks of disposing of them incorrectly? Tanzania’s Companies (Retention and Disposal of Company Documents) Regulations, 2023 introduced a formal framework governing how companies must retain, manage, and dispose of corporate documents. The regulations impose strict retention timelines, procedural requirements for disposal, and significant…
How secure is personal data in Tanzania, and what responsibilities do businesses now carry when collecting or processing it? With the enactment of the Personal Data Protection Act (PDPA), Tanzania introduced a comprehensive legal framework governing the collection, processing, storage, and transfer of personal data for the first time. The law places strict obligations on…